Seamless, tax-optimized, NRE/NRO Mutual Fund distribution & goal planning tailored for Non-Resident Indians (NRIs & OCIs) in US, Canada, UAE, UK, Singapore & 40+ countries. Guided personally by Pankaj Agrawal, CFPcm.
Paperless Video KYC
Countries Covered
Compliant AMCs
Tax Optimized
See how your overseas monthly savings can compound into a multi-crore corpus in India compared to low-yielding foreign bank deposits.
Total Outflow invested:
India Equity Mutual Funds Corpus:
Overseas Bank Deposit Corpus (2.5%):
Select your current country to view instant FATCA status, allowed AMCs, NRE/NRO rules, and video KYC guidelines.
Why holding idle funds in NRE Bank FDs damages your long-term wealth against real inflation.
Fixed Interest (approx 6.5% p.a.). Tax-free in India, but fails to beat Indian economic GDP inflation (6-7%).
Investment: ₹25,00,000
Goal-based equity portfolio (historical 13-14% CAGR). Captures India's demographic dividend & GDP expansion.
Investment: ₹25,00,000
No physical paper forms or physical trips to India needed. Everything is handled digitally.
Complete your IPV (In-Person Verification) online via video call using passport, PAN & overseas address proof.
Link your NRE (Repatriable) or NRO (Non-Repatriable) Indian bank account for direct auto-debit SIPs.
Pankaj Agrawal formulates a goal-tailored asset allocation model based on your risk profile & currency needs.
Track 24/7 online via our portal with seamless redemption and tax-optimized repatriation support.
Everything you need to know about taxes, repatriation, FATCA rules, and joint holdings.
Yes, absolutely. While FATCA & PFIC rules impose strict reporting requirements, several top AMCs in India (such as HDFC Mutual Fund, ICICI Prudential, SBI Mutual Fund, UTI, and Aditya Birla Sun Life) accept investments from US and Canada NRIs via NRE/NRO accounts.
NRE (Non-Resident External): Funded using foreign currency. Investments made via NRE accounts are 100% repatriable back to your overseas bank account without any limit, and interest/gains in India are tax-free on NRE bank accounts.
NRO (Non-Resident Ordinary): Used to manage income earned in India (rent, dividends, pension). Investments via NRO can be repatriated up to $1 Million USD per financial year under RBI guidelines (with Form 15CA/CB).
Unlike resident Indians, TDS is automatically deducted at the time of redemption for NRIs:
Yes. An NRI can open a joint Mutual Fund folio with a resident Indian (such as parents, spouse, or sibling) on a "Either or Survivor" basis. However, the first holder's status (NRI or Resident) dictates the tax treatment and account operation mode.
You need:
Get direct 1-on-1 portfolio advice from Pankaj Agrawal, CFPcm matching your home country timezone (US, Gulf, UK, Europe, SG).
Direct 1-on-1 advice with Lead Advisor Pankaj Agrawal, CFPcm.